Valentin IONESCU- President of the Institute of Financial Studies and General Director of the General Insurance Directorate within ASF. He worked for 18 years in various private companies in the country and abroad, in the field of capital market investments. He held the position of Director of the Strategy and Financial Stability Department within ASF. He also held the position of Director of the Integrated Supervision Department (2013 - 2014) and of Director of the Insurance Regulatory Authorization Department (2017-2019). The professional activity also includes positions such as General Manager of the Bucharest Stock Exchange, Member of the Board of Directors at Sibex, SIF Moldova (2012 - 2013) and Chairman of the Board of the Central Depository, but also international experience - Euro Invest Bank Gmbh Austria (Head of Sales, 2009 - 2010) and Wood & Co Czech Republic (Senior Sales Trader, 2007-2009). Mr. Valentin Ionescu graduated from the Academy of Economic Studies, Faculty of Commerce, has an MBA from CNAM Paris, a Master in Business Development from ASE and a Diploma in Finance from George Town University US. He is an active member of various ESMA and EIOPA committees. Participates as a guest at CNSM meetings. He graduated from the Aspen Institute, and attended the Financial Sector Surveillance and External Vulnerabilities and Early Warning Exercise courses at the Joint Vienna Institute. He has published articles and opinions in various publications in the country and abroad and has been interviewed by Bloomberg on several occasions.

Ștefan Daniel ARMEANU is the Vice President of the Financial Supervision Authority (ASF), responsible for the Private Pensions Sector, since November 2018. Previously, starting with November 2014, he held the position of non-executive member of the ASF Council. With over 20 years of experience in the field of economic university education, Mr. Armeanu is currently a doctoral professor at the Faculty of Finance, Insurance, Banking and Stock Exchanges within the Academy of Economic Studies (ASE) in Bucharest. Since 1998, he has been a trainer, assistant, doctoral lecturer and associate professor doctor at ASE, but also associate professor at the Romanian Banking Institute and doctoral professor at the Faculty of Administration and Business at the University of Bucharest. Between 2007 and 2013, he was an actuary in two insurance companies in Romania. Mr. Ștefan Daniel Armeanu is a doctor and PhD supervisor in Finance-Insurance of the Academy of Economic Studies. He is a graduate of the Faculty of Finance, Insurance, Banking and Stock Exchanges (ASE) and the Faculty of Mathematics (University of Bucharest), but also of two master's programs. He is a member of the National Center of Excellence in Comparative Management Studies within the Faculty of Management (ASE), was a founding member of the Financial-Monetary Research Center of the Faculty of Finance (ASE) and laureate of the Professor Bologna Gala. Since 2009, Mr. Armeanu is present in the Top 5% authors in Romania, made by ROPEC, being the author or co-author of over 15 books, but also of numerous articles and specialized studies.

Nicolae ISTUDOR - Rector of the Academy of Economic Studies in Bucharest (2016 - present), doctoral professor at the Department of Agri-Food and Environmental Economics, Academy of Economic Studies in Bucharest. He went through all the stages of teaching, research and management that contributed to his career. Nicolae Istudor has a rich publishing activity, being the author of numerous books and specialized articles, as well as a member of 38 national and international research projects. Nicolae Istudor has a vast managerial experience gained in management positions in ASE, in the Association of Romanian Faculties of Economics, as well as in Advisory Councils of the Ministry of Education, such as: Secretary General of CNATDCU, Vice President of the National Council of the Rectors, the president of the Commission of Economic Sciences within CNATDCU, vice-president of the National Council for the Financing of Higher Education, representative within the National Commission for substantiating the National Plan for the adoption of the euro, etc.

Bogdan Murgescu is a professor at the Faculty of History and vice-rector of the University of Bucharest, responsible for Budgeting and Human Resources. A graduate in history-philosophy (1986) and a doctorate in history (1995), he was a Roman Herzog fellow of the Alexander von Humboldt Foundation at the Freie Universität Berlin in Germany (1998-2000) and a visiting professor at the University of Pittsburgh (2002) and Central European University, Budapest (2004). He has participated in numerous international and national research and civic projects. Since 2017 he is a member of the Research Council of the European University Institute (Florence), and in 2020 he was elected a member of the European Academy. His best known book, multiple awarded and cited, is Romania and Europe. Accumulation of economic gaps (1500-2010) (Iaşi, Polirom, 2010). He served two terms as president of the Romanian Society of Historical Sciences (2011-2019), and is currently its honorary president. In 2013-2020 he coordinated the doctoral schools of the University of Bucharest. As Vice President of the National Council for the Financing of Higher Education (2011-2015), he initiated and coordinated the publication of annual public reports on the financing of higher education for the years 2012, 2013 and 2014; in 2015-2016 he was advisor for higher education of ministers Adrian Curaj and Mircea Dumitru, and since December 2016 he is the president of the National Council of Statistics and Prognosis of Higher Education.

Mihaela Onofrei is Vice Rector of the "Alexandru Ioan Cuza" University of Iasi, Professor at the Faculty of Economics and Business Administration (FEAA) and PhD supervisor in Finance. He has published 26 books (of which 7 as sole author), 118 articles and studies published in specialized journals (of which 26 scientific articles published in extenso in journals of web of science with impact factor), 120 scientific papers domestic and international conferences, 29 research projects / European funds / Institutional Development Fund (of which 6 as project manager). He has contributed to the establishment of numerous study programs in finance and public administration at the level of the Faculty of Economics and Business Administration. His area of ​​expertise is Corporate Governance, Financial Management and Public Administration. He was a member of the National Commission for substantiating the National Plan for the adoption of the euro (National Commission), established by GEO no. 24/2018. He is a member of the National Council for Financing Higher Education, according to Order no. 3915/7 June 2018 amending the Order of the Minister of Education and Scientific Research no. 423/2015, published in the Official Gazette no. 514 / 22.06.2018. He is a member of the National Council for Attestation of University Degrees, Diplomas and Certificates (CNATDCU), Sociology, Political and Administrative Sciences Commission, administrative sciences expert, period 2011-2012, according to the Order of the Minister of Education and Research no. 4089 / 20.04.2011, respectively 2016-2020 according to OMENCS no.4106 / 2016. He is currently vice-president of the Commission on Sociology, Political and Administrative Sciences (term 2020-2024), http://www.cnatdcu.ro/paneluri-cnatdcu/. In 2012-2016 he was Director of the Department of Finance, Currency and Public Administration within FEAA, and in 2017-2019 he held the position of Credit Officer (Legal Representative) of the "Alexandru Ioan Cuza" University of Iasi.

Alexandra SMEDOIU is a Partner within Deloitte Romania and the Leader for the Real Estate Industry within Deloitte Romania. In parallel, Ms. Alexandra Smedoiu leads the practice of tax services in the field of direct taxes within Deloitte Romania. Alexandra specializes in tax consulting for both multinational companies and local entrepreneurs, as well as in international tax structures. Alexandra holds a bachelor's degree in International Economic Relations and a master's degree in International Project Management. Alexandra is pursuing doctoral studies in the field of fiscal policies at the Academy of Economic Studies in Bucharest. Alexandra frequently participates as a speaker at various business events, has written numerous articles and opinions in the local press and has been a lecturer in courses on taxation. She has also been actively involved in projects to amend the legislation applicable to banks, investment funds and insurance companies. Alexandra is also a lecturer at the Romanian-American University, where she teaches international taxation in Master's courses. Alexandra is a licensed Chartered Financial Analyst © and the president of the CFA Romania Association, a non-profit organization that brings together top professionals in the financial services industry. Alexandra is also a member of ACCA, the British Institute of Taxation (CIOT) and the Romanian Chamber of Tax Consultants.

Mr. Radu Hanga is currently President of the Stock Exchange Council, Bucharest Stock Exchange. Radu Hanga completed his postgraduate studies in Business Administration at the European Institute for Business Administration UBB, followed an INDE MBA program and holds a Certificate in Global Management from INSEAD. Mr. Hanga is currently a Member of the Board of Directors of the Romanian Association of Fund Managers.

Violeta CIUREL is a graduate of the Faculty of Commerce within the Bucharest Academy of Economic Studies, doctor in economics. Violeta began her academic career at the Faculty of International Economic Relations - ASE Bucharest, currently being a University Professor. 1997 is the year in which he made his debut in the insurance business in Romania at NN where he was CEO between 2000-2004. The international career of over 13 years has taken place in several European countries with important positions in two globally renowned groups, namely ING (14 years) and later AXA (11 years), respectively in the Netherlands, Hungary, Portugal, France, Spain, at the same time coordinating complex projects in countries in Europe, Asia and Latin America. He is currently Strategic Development Officer for Europe in the International and New Markets - AXA Group, with responsibility for European entities in this division. He attended various personal development programs in the field of leadership at Harvard Business School, IMD Lausanne, LIMRA, as well as at ING Business School and AXA Acedemy. He has published over 200 articles on economic, financial and leadership topics - mainly insurance in Romania, the Netherlands, Portugal, USA, South Korea; has given presentations at international conferences in the Netherlands, the United Kingdom, Austria, Belgium, France, Spain, Portugal, the USA, South Korea and others; she is the author of the book Insurance and Reinsurance, A Global Perspective (2011).

Adrian MARIN joined the Generali team in 1996 as an underwriter and subsequently held numerous management positions within the company, from underwriting to damages, thus gaining in-depth experience of the key processes of an insurance company. In 2008 he was appointed to the Management Board, as Executive Director, and in 2011 he took over the position of CEO of Generali Romania. Starting with 2014, Mr. Adrian Marin also became Chairman of the Supervisory Board of Generali Pensii. Due to an active and long-term involvement in the National Union of Insurance and Reinsurance Companies in Romania, in 2016 he was elected its President.

Virgil ȘONCUTEAN has over 20 years of experience in the insurance field, and since 2016 he is CEO of Allianz-Țiriac Asigurări, one of the largest insurers and the representative in Romania of the most valuable insurance brand in the world - Allianz. He joined the Allianz-Țiriac team in 2001, and until 2006 he worked in the sales and sales management area, first as director of the training department, and then as regional sales director. In 2006 he was co-opted into the Allianz team in Germany, where he coordinated organizational transformation programs in Allianz Group companies in over 20 countries. He also headed the distribution management consulting division of Allianz Group OPEX (now Allianz Consulting), as well as the CEEMA regional consulting center of Allianz Group OPEX. Virgil Șoncutean is a graduate of the Faculty of Economics, specializing in Cybernetics, Statistics and Economic Informatics at Babes-Bolyai University in Cluj-Napoca and holds an Executive MBA from the Kellogg School of Management.

Dorel DUȚĂ is president of UNSICAR, starting with December 2017, and is the representative of the non-banking financial market in the Coordination Board of the Alternative Dispute Resolution Entity SAL-FIN. He has a rich experience in the insurance industry, in which he has been operating for 25 years. He is a graduate of the Faculty of Law, holds a management certificate obtained at The Open University Business School and has a series of specialization courses in the field of insurance. Since 2000, he has become an associate and director at Hobbit Insurance Broker, a company specializing in the corporate area.

With a professional experience of 24 years in the field of insurance, totaling over 16 years in middle and top management positions, Ms. Adriana Grecu has worked in the area of ​​insurance brokerage, being involved in projects for large clients in the corporate category, international insurance programs and special insurance and reinsurance projects. Starting with 2015, he holds the position of CEO of Aon Romania, contributing to the increase of the operation's turnover by 40%, as well as to a considerable improvement of the profitability and the level of employee engagement. Promotes advisory leadership, based on feedback and the power of example, with a focus on creating and developing a work environment that cultivates values ​​such as integrity, taking responsibility for both successes and failures, understanding and integrating concepts such as emotional and social intelligence . Vice President of the P.R.B.A.R. starting with 2019, it contributes to the strategy and mission of the organization from the perspective of the corporate insurance broker, to create a constructive balance within the group, for the benefit of all categories of customers. Starting with January 15, Mrs. Adriana Grecu is President of the P.R.B.AR.

Alexandru CIUNCAN has over 18 years of experience in the field of insurance and private pensions in Central and Eastern Europe, with expertise especially in the area of ​​business conduct, regulation, consumer protection, media and financial journalism. Starting with September 2018, Mr. Alexandru Ciuncan holds the position of General Director of UNSAR - National Union of Insurance and Reinsurance Companies in Romania, and since August 2019 he is a Member of the Board of Directors of ISF-Institute of Financial Studies. Between 2013 and 2018, Mr. Ciuncan was a member of the IRSG and the OPSG, the two groups of Stakeholders within EIOPA - the European Insurance and Occupational Pensions Supervisory Authority, participating in the elaboration and debate of legislation with a long-term impact on industries. private insurance and pensions. At the same time, he held the positions of Secretary General of APPA - Association for Insurance Promotion - the NGO that developed the first national consumer information and education campaigns - and Managing Partner of XPRIMM, a Romanian media company specialized in the insurance industry. EEC and EEA insurance. Mr. Alexandru Ciuncan attended the courses of the Faculty of Management within the Bucharest Academy of Economic Studies, holds a Professional Certificate in Management (OPEN University Business School, UK) and is licensed PMP-Project Management Professional and ACP-Agile Certified Professional (Project Management Institute, DOOR).

Mihnea BĂRBULESCU has over 20 years of experience in the Romanian capital market, with expertise in the field of sales of treasury products, financial investment services as well as collective and individual portfolio management services. The knowledge was accumulated within prestigious (financial) institutions in Romania, such as Raiffesisen Bank, Raiffeisen Capital & Investment S.A., BT Securities, Erste Asset Management Romania. He currently holds the position of Executive Director in the management of Erste Asset Management Romania and coordinates the activities of sales, marketing and product management.

Judith Kis heads the Human Resources and Logistics division of Groupama Asigurări, starting with 2015, having a professional experience of over 20 years, during which time she coordinated the human resources departments of important companies, national and multinational in fields such as FMCG, retail, security and IT services. In 2009, Judith graduated from the MBA program at ASE-CNAM Paris and is certified in human resource management in a postgraduate program at Asebuss and through the Master of Communication and Human Resource Management from SNSPA. He has participated in numerous trainings and development courses in leadership, management, communication and human resources. Also, in 2011 and 2013, Judith was present in the Business Magazine yearbooks "Young Top Managers" and "Strong Women in Business".

Daniel APOSTOL, MBA - Professional journalist with over 28 years of experience. Currently, the director of the Communication and Financial Education Department of ASF. Editorial director of the magazine of opinions, studies and economic analysis "Economistul", he was editorial director of the daily "Jurnalul" and of the website www.clubeconomic.ro. He made the series of economic-financial education programs "Jurnalul de Economie" on Antena 3. He was the first editor-in-chief and then development director, executive director and general manager of The Money Channel television station (2006-2012) . He was the initiator and made the series of ProfitLive shows and the “Back in Business with Daniel Apostol” debates broadcast by Profit.ro TV. He served as External Affairs Director of FPPG (since January 2019) after being Secretary General of ROPEPCA (2015-2018). He is vice-president of the Association for Economic-Social Studies and Forecasts (ASPES), member of the Romanian Association for Energy and Economy, and honorary member of the Romanian Red Cross Society. Entrepreneur and senior partner in the company founded in 2003, where he worked as a senior Communication Advisor and media relations consultant for various business partners in the corporate and entrepreneurial environment. He holds the certification of trainer, trainer in communication, journalism and media relations with 20 years of experience. He holds an MBA degree obtained in 2006, within the Romanian-Canadian ASE Bucharest program.

PhD. Prof. Marian SIMINICĂ - PhD professor at the University of Craiova, Faculty of Economics and Business Administration, teaches courses in Economic and Financial Analysis and Financial Diagnosis of the company and is a PhD supervisor in Accounting. He has a rich experience in university management, holding the position of Vice Dean of the Faculty (2008 - 2012), responsible for scientific research and quality assurance of education, as well as Dean, in 2012 - 2016. He was Vice President of the Board of the Association Romanian Faculties of Economics (2012-2016). He is a member of several professional associations in the economic field, respectively: expert evaluator ANEVAR, being General Secretary of the association in the period 2016-2017; expert accountant, CECCAR member; tax consultant, CCFR member. Since 2014 he is Vice President of the Romanian Society of Economic - Financial Analysis (SRAEF). Since 2017 he is a member of the CNATDCU Commission "Economic Sciences and Business Administration", and since 2018 a member of the Commission of permanent experts ARACIS, contributing to the external evaluation of numerous undergraduate and master's degree programs in economics. He has extensive experience in scientific research materialized in the publication of 7 books and university textbooks, over 60 articles in specialized journals, including 12 articles in journals indexed Web of Science with AIS nenul, participation in national and international conferences, participation in scientific research contracts as a grant director or member of the research team. He is a reviewer for several Web of Science indexed journals and a member of the editorial board for several indexed journals in International Databases. The main research directions are: financial performance and business risks; sectoral economic-financial analyzes; business behavior research models.

ADRIAN CODIRLAŞU, is a professional with over 20 years of experience in the financial system. Adrian holds the CFA certification since 2006 and the title of Doctor of Economics with specialization in international finance. Adrian has over 8 years of experience in risk management and five years as a Senior Options Dealer in the banking system and is an Associate Professor of the Doctoral School of Banking Finance - DOFIN, where he teaches subjects such as financial markets, derivatives and risk management. In the last 10 years Adrian was a member of the Board of Directors of CFA Romania and in the period 2009 - 2011, as well as between 2015 - 2020 he was the President of this association. Between 2011-2013 Adrian was the president of the Association of Financial-Banking Analysts in Romania. Adrian also held the position of senior economist in the research department of the National Bank of Romania for almost 6 years.

Narcis PĂVĂLAȘCU has over 24 years of experience in the insurance field, being the founder and president of the Association of Damage and Risk Specialists in Romania - Prime Risk Tech (PRT), FUEDI member - The European Federation of Loss Adjusters Experts, CILA member - Chartered Institute of Loss Adjusters, founder and president of ACAMA - “Insurance Arbitration and Mediation Center” Association. He is also the founder and Managing Partner of Pavalascu Risk Consultants (PRC) - the sole correspondent of Crawford & Co International Loss Adjusters. Present both nationally and internationally, PRC specializes in the investigation of damage files, risk and damage management, damage regularization, damage audit, case studies on insurance policies.

Cătălin CÂMPEANU- Bachelor of Laws with a master's degree in Organizational Psychology and Human Resource Management and graduate of the public management program - Young Professional Scheme. A specialist in human resources, with over 20 years of experience in personal development and adult training, benefiting from the experience gained within EIPA European Institute of Public Administration, he has held various management positions in the field, including Director of Development of National Institute of Administration, being in the ISF team for more than four years.

CEO of Millennium Insurance Broker SA, Stefan PRIGOREANU has over 25 years of experience in the Romanian insurance industry. He is one of the few back-ground insurance specialists with relevant experience both in the regulation and supervision of the private pension system, and in the world of martial arts, where he has honed his perseverance for over 30 years. As an entrepreneur, lecturer in insurance, but also as a founding member and Vice President of the Romanian Board of Insurance-Reinsurance Brokers, he is involved in building an insurance market as we wish, and also up to date with specific legal requirements and with industry trends.

Eduard SIMIONESCU is currently General Manager of GrECo Romania GmbH - Vienna Bucharest Branch. He took over the management of the Romanian branch in 2010 with the main purpose of developing operations in Romania. He holds a master's degree in law and various certifications in the field of insurance and business development. He has excellent experience in insurance brokerage, holding both managerial and executive positions before joining the GrECo group.

Rodica Fuicu - General manager and partner within the brokerage company Asig Management, with over 25 years of experience in insurance, specialist in underwriting and risk management.

Florian GABA has been a Managing Partner at Pro Fiduciaria and Nosco Learning for over 10 years. The activity profile of both entities he coordinates is related to professional training, through the consulting and training services he offers to people and companies in the market. In over 15 activities in the field of learning, over 50,000 people benefited from professional training programs, through courses offered at the classroom and / or online, which Florian supported or coordinated.