
General Information
The Institute of Financial Studies, in partnership with the Financial Supervisory Authority, is pleased to invite you to the European Conference on Financial Services (ECFS) 2025 - DIGITAL TRANSITION IN FINANCIAL SERVICES: CHALLENGES AND OPPORTUNITIES GENERATED BY NEW REGULATIONS, 9th Edition, taking place on March 20-21, 2025, in Brașov, at Hotel Qosmo.
This event serves as a key reference point for financial professionals, regulators, fintech innovators, and technology experts.
In a rapidly evolving landscape marked by accelerated transformations and new legislative requirements, this year's edition will explore the impact of European regulations on the digitalization of financial services. Covering MiCA (Markets in Crypto-Assets), DORA (Digital Operational Resilience Act), and PSD3 (Payment Services Directive), as well as challenges for fintechs and the implications of DeFi, the conference will highlight solutions and perspectives for a safer, more efficient, and innovative financial ecosystem.
Now in its 9th edition, the European Conference on Financial Services (ECFS) is a prestigious event bringing together industry leaders, regulators, and experts from across Europe to discuss the latest trends and challenges in the financial sector.
The topics of the conference:
- MiCA Regulations and their impact on digital financial markets;
- Fintech: Opportunities and constraints
- Innovation vs. compliance: How financial markets are adapting to new regulations;
- The role of artificial intelligence, blockchain and smart contracts in transforming the financial industry;
- The impact of new European regulations on consumers: accessibility, security, and costs;
- DORA and digital operational resilience in the financial sector.
The organizing comitee:
- Professor, PhD Marian SIMINICĂ, University of Craiova; Executive Director, Institute of Financial Studies, Bucharest;
- Cătălin CÂMPEANU, General Secretary, Institute of Financial Studies, Bucharest
- Professor, PhD Adrian MICU,, 'Dunărea de Jos' University of Galați, Scientific Director, Institute of Financial Studies, Bucharest;
- Professor, PhD Raluca Georgiana LĂDARU, Bucharest University of Economic Studies; Institute of Financial Studies;
- PhD Candidate Ieronim ȘTEFAN, Institute of Financial Studies.
Thursday, March 20, 2025
09.30- 10:00 |
Registration of participants |
Plenary session
THE DIGITAL TRANSITION IN FINANCIAL SERVICES: THE CHALLENGES AND OPPORTUNITIES GENERATED BY THE NEW REGULATIONS
Moderator – Assoc. Prof. Adrian MITROI PhD. - Bucharest Academy of Economic Studies
10:00-12:30
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A session in which special guests address topics related to digitalization, sustainability, financial education and continuous professional training in the financial sector in the context of the current multiple crises. OPENING SPEECH: Gabriel AVRĂMESCU - First Deputy Chairman of the Financial Supervisory Authority Prof. Leonardo BADEA PhD., First Deputy Governor of the National Bank of Romania Prof. Daniel Ștefan ARMEANU PhD., Deputy Chairman of the Private Pensions Sector, Financial Supervisory Authority Sorin MITITELU, Deputy Chairman of the Insurance-Reinsurance Sector, Financial Supervisory Authority Acad. Lucian Albu, President of the Institute of Financial Studies Scientific Council Prof. Ioan Vasile ABRUDAN PhD., Rector Transilvania University of Brasov Prof. Daniel BREAZ PhD., Rector „1 Decembrie 1918” University of Alba Iulia Prof. Georgiana Camelia GEORGESCU PhD., Dean of FABBV, Academy of Economic Studies of Bucharest Adrian TĂNASE, General Manager Bucharest Stock Exchange Horia GUSTĂ, President of the Association of Fund Administrators Alexandru CIUNCAN, President and General Manager UNSAR Dorel DUȚĂ, President of UNSICAR Viorel VASILE, President of PRBAR Valentin IONESCU, President of the Institute of Financial Studies
Closing of the Conference: Prof. Marian SIMINICĂ PhD., Executive Director of the Institute of Financial Studies
LUNCH (12.30-14.00)
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14.00-15.30 15:45-17:30
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14:00-15:30 Academic Panel 1 (hybrid format - physical and online presence) Moderators - Prof. Marian SIMINICĂ PhD., Executive Director of the Institute of Financial Studies, University of Craiova; Prof. Raluca LĂDARU PhD., Academy of Economic Studies of Bucharest, Institute of Financial Studies
14:00-15:30 Academic Panel 2 (online presence) Moderators – Prof. Dan TOPOR PhD , „1 Decembrie 1918” University from Alba Iulia; Assoc. Prof. Adrian MITROI PhD., Bucharest Academy of Economic Studies
15:45- 17:30 Academic Panel 3 (online presence) Moderators – Prof. Petru ȘTEFEA PhD, West University of Timişoara, Assoc. Prof. Daniel CÎRCIUMARU PhD, University of Craiova
15:45-17:30 Academic panel 4 (online presence) Moderators – Prof. Raluca LĂDARU PhD, Academy of Economic Studies of Bucharest, Institute of Financial Studies; Assoc. Prof. Teodora Odett BREAZ PhD, „1 Decembrie 1918” University of Alba Iulia
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Panel - THE IMPACT OF DIGITALIZATION ON THE CLAIMS HANDLING PROCESS IN INSURANCE
14.00 –16.00 |
The panel includes a debate on the new trends regarding digitalization in the claims handling process in insurance, the role, purpose, objectives, and target groups of this concept. The panel will feature representatives from decision-makers, professional associations, practitioners, and other stakeholders.
MODERATOR: Cătălin CÂMPEANU - General Secretary, Institute of Financial Studies Speakers:
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Friday, March 21, 2025
Academic panel (online presence)
10.00-12.00 |
Academic panel 5 (online presence) Moderators – Prof.. Mirela PANAIT PhD– Petroleum-Gas University of Ploiești; Florentina NEAGU, Institute of Financial Studies
12:00- 12:30 CONFERENCE CONCLUSIONS |
Scientific paper presentations (in .pdf or .ppt format) to be delivered at this event should be sent by March 14, 2025 to: evenimente@isf.ro. Selected articles will be published in the Journal of Financial Studies. To be included in the review process, the final version must be submitted in English, following the formating requests, by April 7, 2025, via email to: revista@isf.ro.
Deadlines:
- Confirmation of participation / submission of abstract: March 10, 2025 – by completing the registration form
- Submission of presentations (.pdf, .ppt): March 14, 2025 – to the e-mail address: evenimente@isf.ro.
- Submission of final papers for publication: April 7, 2025 – to the e-mail address: revista@isf.ro.
